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Buying your first home?
1How mush can you borrow?
Your eligibility for the FHOG will depend on what state or territory you want to buy in, how much you are going to spend.
Compare rates
2Home loan reapproval
Your eligibility for the FHOG will depend on what state or territory you want to buy in, how much you are going to spend.
Compare rates
Eligibility Criteria for FHBG in
different states
Eligibility Criteria for FHBG in
different states
Each states has it’s own regulation and requeranments.
Please learn more.
35+ Lenders means more choice and better rates
Choosing from over 2,500 different home loan options means you can find the right loan for your individual needs. Plus, our experts will negotiate on your behalf to get you the best deal possible
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How NG Loans works
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Choose your loan
Settle your loan
Tell us about you
Our smart tech compares thousands of options from 35+ lenders to match your needs
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We shortlist options
Our smart tech compares thousands of options from 35+ lenders to match your needs
illustration
Upload your docs
Our smart tech compares thousands of options from 35+ lenders to match your needs
illustration
Choose your loan
Our smart tech compares thousands of options from 35+ lenders to match your needs
illustration
Settle your loan
Our smart tech compares thousands of options from 35+ lenders to match your needs
illustration
What are you waiting for
Apply now
Calculators
01
Repayment calculator
Work out how much you could borrow based on your income and how much you owe.
Calculate
02
Stamp duty calculator
Work out how much you could borrow based on your income and how much you owe.
Calculate
03
Buy now or save more calculator
Work out how much you could borrow based on your income and how much you owe.
Calculate
More calculators
First home buyer 2021 grants guide
If you're looking at buying your first home it's worth knowing what Government help is available. This guide will walk you through all
the grants and schemes to help you save.
Download now
We’re here to help
Our experts will help you search, choose and settle your home loan online. Chat to one of our Home
Loan Specialists at a time that suits you.